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Personal Checking

We offer different account types to fit your needs, as well as a variety of additional services.

All our ATM/VISA check cards will begin coming coming with the new EMV chip. Learn more about what the chip card is here.

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Minimum Balance To Open Monthly Service Charge Balance To Avoid Service Charge Minimum Balance To Earn Interest

Essential Checking

More» $25 $10 $500 N/A

Essential Checking

For those looking for a basic and economical checking account.

  • Online banking^ with bill payment, person-to-person payment, and electronic billing
  • Mobile banking with mobile deposit available
  • 24/7 telephone banking
  • ATM/VISA check card with unlimited Lake Sunapee Bank ATM access. Access to the Allpoint ATM Network**
  • Choice of electronic or paper notices and monthly statements with images
  • Avoid monthly fee with direct deposit or LSB mortgage automatic payment
  • Overdraft Protection Available

** All non-LSB ATMs (including Allpoint Network ATMs) incur a LSB fee of $1 per transaction Usage of non-LSB ATMs outside of the Allpoint Network may incur ATM owner/operator fees as well.

Edge Account

More» $25 N/A N/A N/A

Edge Account

For those looking for an all electronic account that protects from costly overdrafts

  • All electronic non-interest bearing transaction account with no paper checks and guaranteed no overdraft fees
  • ATM/VISA check card with unlimited Lake Sunapee Bank and Allpoint ATM Network access**
  • Electronic monthly statements
  • Online banking^ with bill payment, person-to-person payment, and electronic billing
  • Mobile banking with mobile deposit
  • 24/7 Telephone Banking
  • No fee savings account sweep available


** Note: Usage of non-LSB Bank ATMs outside of the Allpoint Network may incur fees.

Lake Sunapee Bank promotes responsible banking; the Edge Account protects you from overdrafts in most cases. Items may be returned unpaid when presented against insufficient funds. No overdraft fees will be assessed. 

Relationship Checking

More» $25 $20 $50,000 combined balances in deposits and loans from personal accounts at LSB $1,000

Relationship Checking

For those looking for relationship banking

  • Interest-Bearing NOW Checking with unlimited check writing
  • Exclusive ATM/VISA check card with unlimited Lake Sunapee Bank and Allpoint ATM Network access**
  • Online banking^ with bill payment, person-to-person payment, and electronic billing
  • Mobile banking with mobile deposit
  • Choice of electronic or paper monthly statement with check images
  • Overdraft Protection Available
  • 24/7 telephone banking
  • Complimentary order of basic checks
  • Complimentary bank checks and money orders
  • No Obligation Financial Planning Services
  • No fee savings sweep
  • No fee on incoming wires

** Note: Usage of non-LSB Bank ATMs outside of the Allpoint Network may incur fees.

Health Savings Account

More» $25 N/A N/A $10

Health Savings Account

For individuals who want to save for current and future medical expenses while enrolled in a high deductible health plan.

  • Save for medical expenses you incur today and in the future
  • Accounts are portable even if you change jobs, change medical coverage, move etc
  • Money contributed rolls from year to year
  • First order of HSA specialty checks free
  • Debit card available
  • Tax free earnings and withdrawals
  • Have questions about HSAs? click here

^ Internet service provider fees may apply.

 Mobile carrier fees for messaging and data plans may apply.