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Personal Checking

We offer different account types to fit your needs, as well as a variety of additional services.

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Minimum Balance To Open Monthly Service Charge Balance To Avoid Service Charge Minimum Balance To Earn Interest

Basic Checking

More» $10 $3.00* $500 N/A

Basic Checking

For people who want a basic and economical checking account.

  • Only $10.00 required to open the account
  • $500 average daily balance requirement to avoid $3.00 monthly fee**
  • No minimum balance requirement
  • ATM/VISA check card with unlimited Lake Sunapee Bank and Allpoint Network ATM access***
  • Unlimited check writing capabilities†
  • Choice of electronic or paper monthly statement with check images
  • Overdraft Protection Available
  • Avoid monthly fee with direct deposit or LSB mortgage automatic payment

 **Age 18 and under or 62 and older have no monthly maintenance fee.
***Note: Usage of non-LSB Bank ATMs outside of the Allpoint Network may incur fees.
   †Age 62 and older receive complimentary basic checks or $10 discount toward specialty checks.

eChecking

More» $10 N/A N/A N/A

eChecking

eChecking is the checking account for people who are comfortable with electronic banking and want to feel good about the way they bank. With eChecking, your transactions take place electronically, reducing the need for the energy and fuel required to produce and deliver checks and statements. Plus, you will save time managing your accounts and enjoy better security over your financial information.

  • Electronic monthly statement with check images
  • No minimum balance required
  • No monthly service charge
  • Online Banking and BillPay
  • ATM/VISA check card with unlimited Lake Sunapee Bank and Allpoint Network ATM access
  • No Lake Sunapee Bank fees if you use other banks' ATMs (Other banks may charge a fee)
  • 24-Hour TeleBanker
  • Overdraft Protection Available

Navigator Club

More» $100 $8.00* $5,000 $750

Navigator Club

If your Lake Sunapee Bank checking, savings, or money market account balances total more than $5,000, you qualify for this program.

  • N.O.W. Checking*
  • ATM/VISA check card with unlimited Lake Sunapee Bank and Allpoint Network ATM access**
  • 120 Complimentary Basic Checks
  • Choice of electronic or paper monthly statement with check images
  • Overdraft Protection Available
  • 24-Hour Tele-Banker
  • No Obligation Financial Planning Services
  • No-Fee Bank Checks, Basic Travelers' Checks and Money Orders
  • Avoid monthly fee with LSB mortgage automatic payment

* $8.00 monthly charge if combined deposit balance falls below $5,000. Fees may reduce earnings. ** Note: Usage of non-LSB Bank ATMs outside of the Allpoint Network may incur fees.

* Monthly service charges may be avoided by maintaining the required balance as shown in the third column.



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